1. Don’t Miss Out: Register For Final Navigating The Markets 2. Week In Review: Job Growth Remains Strong Despite Slowing Wage Growth 3. The Difference Maker Of The Game. 4. Annex Steals Second! 5. Poll: Two Truths & A Lie. 6. Make Sure You Have Core Estate Planning Documents.  7. Losing A 401(k) Match | Strongest Sectors Within The S&P 500 | What’s Next After 401(k)s? | Ask Us A Question.

1 |Don’t Miss Out!

Annex Wealth Management’s “Navigating The Markets” is an interactive presentation focused on providing information and insight on today’s economy.

Register | Navigating The Markets

Join Annex Wealth Management as they walk you through where we are and where the Annex Investment Team believes we’re headed.

In addition to taking your questions, we will discuss:

• Headwinds for the economy and markets
• Whether the long-awaited recession will ever happen
• The historical significance of today’s economy
• What you can do to calibrate your portfolio

Join us in Appleton with Annex’s Brian Jacobsen & Jeff Daye:
Date: Tuesday, October 10, 2023
Time: 4:00 PM – 6:00 PM CT
Register Here

2 | Week In Review

Annex strongly believes in frequent and meaningful communication. 

Each Friday after market close, our experts record the “Week In Review”- exclusive insights to help you stay on top of the latest financial news. 

Job Growth Remains Strong Despite Slowing Wage Growth

The September Jobs Report appears strong, but look closer and you’ll find wage growth was at the slowest level since last year. Annex Wealth Management’s Dave Spano and Derek Felske discuss.

3 | Listen To

We’ve partnered with Bob Uecker and the Milwaukee Brewers broadcasting team to select and reveal the difference making play of the game between the 7th & 9th innings. 

The Difference Maker Of The Game

Brewers vs. St. Louis Cardinals| September 27, 2023

Check out the full archive HERE.

4 | Did You Know?

 Behind the scenes information to help you get to know more about Annex Wealth Management.

Did you know Annex Wealth Management has partnered with The Milwaukee Brewers & Good Karma Brands?

Did you know Annex Wealth Management has partnered with the Milwaukee Brewers & Good Karma Brands to select and reveal the difference making play of the game between the 7th & 9th innings, “The Difference Making Moment” of the game. Although it didn’t last too long, Annex was also a proud sponsor during the post-season playoffs.  

Our partnership gave Annex the opportunity to “Steal Second” with our very own Mark Beck, Chief Growth Officer! Click below to check out the video! 

5 |Poll

We want to know what you think! Each week we’ll ask for your thoughts and opinions on various subjects to gain a look into the people around you and of other readers in the Annex community. 

Two Truths & A Lie

This week we’re going to switch it up from a poll to a “pop quiz” on Medicare. Our apologies if it brings back old memories and anxieties from high school! Be sure not to cheat or use the internet to find the answer to the question below! 

This week we’re going to switch it up from a poll to a “pop quiz” on Medicare. Our apologies if it brings back old memories and anxieties from high school! Be sure not to cheat or use the internet to find the answer to the question below! 

Did you know, Medicare provides health insurance coverage for more than 65 million people, almost 20% of the U.S. population? Medicare has advantages including cost savings and provider flexibility & the disadvantage of potentially high out-of-pocket costs. Once you qualify for Medicare, you have several options when it comes to enrolling in a plan. Sticking with the topic of Medicare, we want to know:  

6 | MoneyDo

MoneyDo, the “Honey Do” for your finances. Each week you’ll read something that can help strengthen your financial well-being.  

Make Sure You Have Core Estate Planning Documents.

No comprehensive financial plan is complete without an estate plan. Estate planning is important for everyone, regardless of net worth, because it involves specifying your wishes and who you want in control, both in the event you’re unable to manage your own affairs, and at the time of your death. 

Estate planning also makes it easier for your loved ones to administer your affairs – and likely will save them some significant legal fees. It’s critical to possess the following Estate Planning documents: 

Power of Attorney for Finances and Property  

• • • • • Also known as a Durable Power of Attorney or Financial Power of Attorney. The Durable Power of Attorney names an individual (known as an “Agent”) to act on your behalf during your life, as it relates to your finances and assets.  
        • It often gives the Agent the ability to file tax returns on your behalf, apply for Medicare, Medicaid, Social Security and other government benefits, pay your bills and access your financial accounts.  
        • If you were to become incompetent without a Financial Power of Attorney in place, court-supervised guardianship would be required for someone to be able to manage and take care of your finances. A Financial Power of Attorney ceases to be effective upon your death.

Power of Attorney for Health Care  

• • • • • A document naming someone to make health care decisions if you’re unable to make those decisions yourself.  
        • It gives you the opportunity to give direction to an individual if various medical situations arise.  A Health Care Power of Attorney ceases to be effective upon your death.  

Last Will and Testament  

• • • • • The primary document providing how assets titled in your individual name without a joint owner or beneficiary will be distributed.  
        • Your Will also appoints an executor (aka “personal representative”) responsible for managing your estate and following your final wishes.  
        • If you have minor children, your Will can also nominate a guardian to care for them.  
        • Assets distributed under a Will go through the court supervised, probate process.

Once you have assembled those key pieces, estate planning can and often does include additional documents depending on the nature of your assets and family situation. 

Revocable Trust  

• • • • • Also known as a Living Trust and can be used in conjunction with a Will. If established, a Revocable Trust often becomes the primary mechanism to distribute assets outside of the probate process.  
        • A trust allows for continuity of management during life and after death, as it continues automatically without having to wait for the court to appoint an executor.  
        • An important decision to make in the planning process will be naming a successor trustee to provide for a smooth transition and continuity in management of the trust assets upon your death or incapacity. 

Marital Property Agreement  

• • • • • A document used in marital or community property states as part of an estate plan.  
        • The agreement classifies property owned as either individual or marital property which can have an impact on how an estate plan flows when individuals pass away.  
        • A primary advantage to using a marital property agreement is it can also be used to help avoid probate. 

All five of these documents are used regularly as part of a comprehensive estate plan, in conjunction with beneficiary designations. 

Beneficiary Designations, Transfer on Death Provisions and Asset Titling are also important components to ensure the estate plan you have designed will be effective and easy to administer when you pass away.

Beneficiary designations, transfer on death provisions, and joint accounts with right of survivorship will pass automatically according to the terms of the account rather than under the terms of your Will or Trust. When developing your comprehensive estate plan, it’s important to review and update all your accounts to fit. 

Refresh Your Financial Future. Calibrate Your Financial Plan.

7 |Ask Annex

Each week, members of the Annex Wealth Management team answer your questions about investing, money and the economy. 

Losing A 401(k) Match | Strongest Sectors Within The S&P 500 | What’s Next After 401(k)s?

Ask Us A Question!

|The Annex Wealth Management SWOT Podcast

Each week, members of the Annex Wealth Management Investment Team discuss the Strengths, Weaknesses, Opportunities, and Threats of the markets and economy. Go deep and listen to the team talk through what’s helping guide their decisions. 

Does Jawboning Still Work?

| In Case You Missed It!

CNBC: Brian Jacobsen, Annex Wealth Management’s Chief Economist, Joins CNBC’s ‘Power Lunch’

Last week, our very own Chief Economist, Brian Jacobsen, joined CNBC on their ‘Power Lunch’ segment to discuss the market, fed & the economy.  

| Annex In Action

The Annex team regularly seeks out opportunities to support and participate in events throughout the community.   

Staff from Annex’s Appleton Branch participated in the Walk to Defeat ALS to benefit the ALS Association. Amyotrophic Lateral Sclerosis (ALS) is a progressive, fatal neuromuscular disease that slowly robs the body of its ability to walk, speak, swallow and breathe. The life expectancy of a person with ALS averages from 2-5 years from the time of diagnosis. ALS can strike anyone & presently there’s no known cause of the disease.  

If you missed the first two opportunities, please consider joining our team in the Walk to Defeat ALS to bring hope & raise awareness in Madison, WI on Saturday, October 21, 2023 (Register). Annex Wealth Management is a proud sponsor of the ALS Association & the Walk to Defeat ALS.  

| Events & Webinars

Annex Wealth Management provides free workshops, open to the public, on key wealth management topics.

Fox Cities Performing Arts Center – 400 W College Ave, Appleton, WI 54911

Annex Wealth Management’s “Navigating The Markets” is an interactive presentation focused on providing information and insight on today’s economy.

Join Annex Wealth Management’s Brian Jacobsen and Jeff Daye as they walk you through where we are and where the Annex Investment Team believes we’re headed.

In addition to taking your questions, Brian and Jeff will discuss:

• • • Headwinds for the economy and markets
    • Whether the long-awaited recession will ever happen
    • The historical significance of today’s economy
    • What you can do to calibrate your portfolio

Tuesday, October 10, 2023

4:00 PM – 6:00 PM CDT

WHY WE WALK

The Corners of Brookfield | 20111 W Bluemound Rd, Brookfield, WI 53045

Join us for the 3rd Annual Boos & Ghouls Night Out! This was a sold-out event last year so do not delay! Enjoy wine tastings and food pairings as you stroll the Corners of Brookfield, listen to the beautiful music provided by musicians from Elmbrook Schools, shop at various retailers who will give back to the Elmbrook Education Foundation & the Elmbrook Schools! Costumes are optional but encouraged! 

Thursday, October 12, 2023

6:00 PM – 8:30 PM CDT

Annex Wealth Management Elm Grove Office | 12700 W Bluemound Rd, Elm Grove, WI

A beginner’s guide to planning and preparing for the unexpected! We’ll be examining financial transitions that many women encounter, whether single or married, and discussing resources to be considered in preparing for our future. This is the first step in creating our Emergency Binder: “What I want my family to know.”

Thursday, October 19, 2023

6:00 PM – 8:00 PM CST

Annex Wealth Management Mequon Office | 12200 Corporate Parkway, Mequon, WI 

Annuities are one of civilization’s oldest financial instruments. But what are they, and do their benefits outweigh their pitfalls?

Annex Financial Planners discuss if and when an annuity might make sense – and potential dangers of annuity ownership.

Tuesday, November 7, 2023

6:00 PM – 7:30 PM CST

Annex Wealth Management Naples Branch | 4901 Tamiami Trail North

Our Naples branch has a new home! If you’re in the Naples area, come check it out and join us! Food & drink will be provided!

Thursday, November 16, 2023

2:00 PM – 5:00 PM EST